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Joint Statement Issued by Federal Banking Regulators to Encourage (Yes, Encourage) After guidance that is previous by (plus in some situations withdrawn by) the OCC, CFPB, Federal Reserve, FDIC, and NCUA, the federal lender regulatory agencies posted a joint statement on March 26, 2020, in response to COVID-19 “to specifically encourage banking institutions to supply accountable small-dollar loans to both customers and small enterprises. ” The declaration is notably confusing given the “love/hate” reputation for regulators pertaining to businesses into the small-dollar financing area. But, much required brand new interagency financing maxims......

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